{"id":688,"date":"2022-06-23T13:43:34","date_gmt":"2022-06-23T13:43:34","guid":{"rendered":"https:\/\/www.drafty.co.uk\/blog\/?p=688"},"modified":"2022-10-19T20:33:44","modified_gmt":"2022-10-19T20:33:44","slug":"expenses-you-can-cut-to-save-money","status":"publish","type":"post","link":"https:\/\/www.drafty.co.uk\/blog\/expenses-you-can-cut-to-save-money\/","title":{"rendered":"Expenses You Can Cut to Save Money"},"content":{"rendered":"\n<p>It\u2019s no secret that the <strong><a href=\"https:\/\/www.drafty.co.uk\/blog\/average-salary-vs-cost-of-living-uk\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.drafty.co.uk\/blog\/average-salary-vs-cost-of-living-uk\/\" rel=\"noreferrer noopener\">cost of living<\/a><\/strong> is increasing and we\u2019re all taking the hit. With energy bills and fuel prices at a perilous high, many of us are struggling to keep up with payments. Sadly, it doesn\u2019t seem as though any of our issues will be solved overnight. With the war in Ukraine, Brexit and the aftermath of the COVID-19 pandemic all contributing to the cost-of-living crisis, the economic struggles aren\u2019t going to end soon.<\/p>\n\n\n\n<p>However, we Brits are nothing if not resilient and there are still ways that we can find to keep the cost of living to a minimum. Taking a closer look at our financial situation and evaluating which extra costs are necessary and which we could live without is a great place to start.<\/p>\n\n\n\n<p>If you\u2019re looking for some ideas to get you started, you\u2019ve come to the right place. We\u2019ve compiled a list of some of the easiest ways to evaluate your spending and save you money when you need it most.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.drafty.co.uk\/blog\/expenses-you-can-cut-to-save-money\/#cancel_unnecessary_memberships\" >Cancel Unnecessary Memberships<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.drafty.co.uk\/blog\/expenses-you-can-cut-to-save-money\/#do_your_food_shop_online\" >Do Your Food Shop Online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.drafty.co.uk\/blog\/expenses-you-can-cut-to-save-money\/#date_nights_and_gatherings_with_friends\" >Date Nights and Gatherings With Friends<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.drafty.co.uk\/blog\/expenses-you-can-cut-to-save-money\/#browse_for_cheaper_bills\" >Browse for Cheaper Bills<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"cancel_unnecessary_memberships\"><\/span><strong>Cancel Unnecessary Memberships<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>We\u2019ve all been there, paying for a gym membership that we don\u2019t use or a magazine subscription at which we only glance here and there. Often, membership payments are made via direct debit, so, unless you check your bank account frequently, you might not pay attention to these reoccurring payments.<\/p>\n\n\n\n<p>Think about whether there are other, more cost-effective, ways to do the things that you love. For example, if one of your monthly payments is a gym membership, try a different form of exercise. With the summer months fast approaching, getting some fresh air is great for your physical and <strong><a href=\"https:\/\/www.drafty.co.uk\/blog\/money-and-mental-health\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.drafty.co.uk\/blog\/money-and-mental-health\/\" rel=\"noreferrer noopener\">mental health<\/a><\/strong>, so consider a run or a workout in your local park instead \u2013 an easy way to save you money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"do_your_food_shop_online\"><\/span><strong>Do Your Food Shop Online<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>We\u2019ve all been there, walking through a supermarket and browsing the aisle ends for tempting bargains that we can take home. The problem is that we tend to leave the supermarket spending much more money than originally planned. If this sounds a lot like you and you want to save money on a tight budget, then it might be time to take your shop online.<\/p>\n\n\n\n<p>Online shopping is quick, easy and convenient, especially if you\u2019re a working parent. You can choose from all your favourite items and see your total spending add up as you go \u2013 great for avoiding any nasty surprises. Plus, if you\u2019re a fan of a deal then you won\u2019t miss out; there are still plenty of bargains to be had. Once you\u2019ve chosen your goods you can pick a date and time for them to get delivered \u2013 it\u2019s as easy as that!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"date_nights_and_gatherings_with_friends\"><\/span><strong>Date Nights and Gatherings With Friends<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Whether you\u2019re spending quality time with your partner or having a reunion with your pals, it might be tempting to go out. Heading out for food and drinks can really add up, especially if you\u2019re there all evening. It might be worth asking yourself the question: do we need to go out to have a good night?<\/p>\n\n\n\n<p>There are many benefits to a night in but perhaps the biggest is the amount of choice that you have. When staying at home, you\u2019re in control of what you do, eat and watch all night long. If you have fussy eaters \u2013 no problem! Everyone could have something different to eat and it wouldn\u2019t be a problem.<\/p>\n\n\n\n<p>If you\u2019re worried that a night in won\u2019t feel as special, try to jazz things up. Light some candles, put on some ambient music and make your home feel like new \u2013 you\u2019ll start saving money in no time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"browse_for_cheaper_bills\"><\/span><strong>Browse for Cheaper Bills<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you have unavoidable payments like insurance or bills that feel like they\u2019re costing the earth, why not look for cheaper options? There are many companies like Compare the Market that provide insight into the best deals on phone bills, car insurance and much more. Cancelling your payments may not be an option but saving money on them by finding a new supplier most definitely is.<\/p>\n\n\n\n<p>If you\u2019ve avoided paying insurance on certain items in your home to save money, it might help in the short term but could catch you out in the future. If you find yourself caught out by an unexpected payment, <a href=\"https:\/\/www.drafty.co.uk\/about\/aboutus\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/www.drafty.co.uk\/about\/aboutus\/\" rel=\"noreferrer noopener\"><strong>consider a line of credit like Drafty<\/strong><\/a> to tide you over \u2013 a cash boost to bridge the gap until payday.<\/p>\n\n\n\n<p>If you\u2019ve assessed your finances and want a quick and easy way to boost your cash flow, <a href=\"https:\/\/www.drafty.co.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>visit Drafty today<\/strong><\/a>.<\/p>\n\n\n\n<p><strong>Disclaimer:<\/strong> We are not providing financial advice, these are just tips for informational purposes. Also, we are not affiliated to any of the external parties linked here. They are provided for reference only.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s no secret that the cost of living is increasing and we\u2019re all taking the hit. With energy bills and fuel prices at a perilous high, many of us are struggling to keep up with payments. Sadly, it doesn\u2019t seem as though any of our issues will be solved overnight. With the war in Ukraine, [&hellip;]<\/p>\n","protected":false},"author":47,"featured_media":759,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":{"0":"post-688","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-research"},"_links":{"self":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts\/688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=688"}],"version-history":[{"count":2,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts\/688\/revisions"}],"predecessor-version":[{"id":691,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts\/688\/revisions\/691"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/media\/759"}],"wp:attachment":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}