{"id":896,"date":"2024-05-03T11:09:00","date_gmt":"2024-05-03T11:09:00","guid":{"rendered":"https:\/\/www.drafty.co.uk\/blog\/?p=896"},"modified":"2024-05-06T11:39:21","modified_gmt":"2024-05-06T11:39:21","slug":"can-i-rent-a-house-with-bad-credit","status":"publish","type":"post","link":"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/","title":{"rendered":"Can I Rent a House with Bad Credit? [11 Best Ways]"},"content":{"rendered":"\n<p>Are you worried that bad credit could lower your chances of renting a house? While a poor credit score may present challenges, it does not necessarily mean that you cannot rent a house.<\/p>\n\n\n\n<p>In this article, we will explore various strategies and alternatives that can help you secure a rental property, even with bad credit. By understanding your options and taking proactive steps, you can increase your chances of finding a suitable rental home, despite your credit challenges.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#can_you_rent_a_house_with_a_poor_credit_history\" >Can you rent a house with a poor credit history?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#how_to_rent_a_house_with_bad_credit_in_the_uk\" >How to rent a house with bad credit in the UK?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#1_understand_your_credit_file\" >1. Understand your credit file<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#2_honesty_is_the_best_policy\" >2. Honesty is the best policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#3_find_a_guarantor\" >3. Find a guarantor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#4_offer_a_higher_deposit\" >4. Offer a higher deposit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#5_provide_references\" >5. Provide references<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#6_be_flexible\" >6. Be flexible<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#7_demonstrate_steady_income\" >7. Demonstrate steady income<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#8_seek_the_help_of_a_letting_agent\" >8. Seek the help of a letting agent<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#9_consider_a_private_landlord\" >9. Consider a private landlord<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#10_improve_your_credit\" >10. Improve your credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#11_be_prepared_for_higher_costs\" >11. Be prepared for higher costs<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#to_sum_up\" >To sum up<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#faqs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#what_credit_score_is_needed_to_rent_a_house_uk\" >What credit score is needed to rent a house UK?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#do_uk_landlords_check_credit_scores\" >Do UK landlords check credit scores?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.drafty.co.uk\/blog\/can-i-rent-a-house-with-bad-credit\/#can_you_rent_with_a_credit_score_of_500\" >Can you rent with a credit score of 500?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"can_you_rent_a_house_with_a_poor_credit_history\"><\/span><strong>Can you rent a house with a poor credit history?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>The simple answer is YES!<\/strong> While a poor credit history might make things a bit trickier, it doesn&#8217;t mean you&#8217;re out of luck. Landlords and letting agents understand that life happens, and credit issues can arise for various reasons.<\/p>\n\n\n\n<p>We&#8217;ve compiled some tips to help you get started.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"how_to_rent_a_house_with_bad_credit_in_the_uk\"><\/span><strong>How to rent a house with bad credit in the UK?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_understand_your_credit_file\"><\/span><strong>1. Understand your credit file<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before you look to rent with bad credit, take the time to assess your credit file.<\/p>\n\n\n\n<p>There are three main <strong><a href=\"https:\/\/www.drafty.co.uk\/blog\/credit-reference-agencies\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit reference agencies<\/a><\/strong> in the UK: Experian, Equifax, and TransUnion. You can get a copy of your credit report and review it for any errors or inaccuracies that may negatively impact your score. Understanding where you stand with your credit rating will help you navigate the rental process more effectively.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_honesty_is_the_best_policy\"><\/span><strong>2. Honesty is the best policy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When you have bad credit, it&#8217;s best to be upfront and honest about it. Don&#8217;t try to hide or mask your credit situation. Instead, communicate openly with the landlord or letting agents. There may even be penalties for hiding information while renting.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_find_a_guarantor\"><\/span><strong>3. Find a guarantor<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"532\" height=\"399\" src=\"https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Find-a-guarantor-to-rent-a-house-with-bad-credit.jpg\" alt=\"Find a guarantor to rent a house with bad credit\" class=\"wp-image-898\" srcset=\"https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Find-a-guarantor-to-rent-a-house-with-bad-credit.jpg 532w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Find-a-guarantor-to-rent-a-house-with-bad-credit-300x225.jpg 300w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Find-a-guarantor-to-rent-a-house-with-bad-credit-80x60.jpg 80w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Find-a-guarantor-to-rent-a-house-with-bad-credit-265x198.jpg 265w\" sizes=\"auto, (max-width: 532px) 100vw, 532px\" \/><\/figure>\n\n\n\n<p>One effective way to overcome bad credit is by finding a guarantor. A guarantor is someone, like a family member or close friend, who agrees to pay rent if you fail to pay.<\/p>\n\n\n\n<p>Having a guarantor with a good credit history can provide landlords with the assurance they need to rent to you. Just make sure your guarantor fully understands their obligations before they sign on the dotted line.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_offer_a_higher_deposit\"><\/span><strong>4. Offer a higher deposit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If your credit history isn&#8217;t up to par, you can sweeten the deal by offering a higher security deposit. By showing your commitment through a larger deposit, you demonstrate to the landlord that you&#8217;re serious about meeting your financial obligations.<\/p>\n\n\n\n<p>This can help alleviate any concerns they may have about your tenancy application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_provide_references\"><\/span><strong>5. Provide references<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Another way to boost your chances of renting a house with bad credit is by providing solid references.<\/p>\n\n\n\n<p>Contact your previous landlord or employers who can verify your renting history, reliability and trustworthiness. References that speak to your responsible behaviour can offset the negative impact of a bad credit history.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_be_flexible\"><\/span><strong>6. Be flexible<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sometimes, finding the perfect rental home requires a little flexibility.<\/p>\n\n\n\n<p>Consider broadening your search to include areas where the competition may be less fierce. You might also want to be open to shorter-term leases or properties requiring some TLC.<\/p>\n\n\n\n<p>By showing flexibility, you can increase your options and find a landlord willing to take a chance on you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_demonstrate_steady_income\"><\/span><strong>7. Demonstrate steady income<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"532\" height=\"399\" src=\"https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Demonstrate-steady-income-to-rent-a-house.jpg\" alt=\"Demonstrate steady income to rent a house\" class=\"wp-image-899\" srcset=\"https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Demonstrate-steady-income-to-rent-a-house.jpg 532w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Demonstrate-steady-income-to-rent-a-house-300x225.jpg 300w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Demonstrate-steady-income-to-rent-a-house-80x60.jpg 80w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Demonstrate-steady-income-to-rent-a-house-265x198.jpg 265w\" sizes=\"auto, (max-width: 532px) 100vw, 532px\" \/><\/figure>\n\n\n\n<p>While your credit history may be less than stellar, a steady income can be a game-changer.<\/p>\n\n\n\n<p>Landlords may require a credit check as they want assurance that you can make the payments on time each month. Providing proof of a stable job or a regular source of income can help build trust. Be prepared to show pay stubs, employment contracts, or bank statements to back up your claims.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_seek_the_help_of_a_letting_agent\"><\/span><strong>8. Seek the help of a letting agent<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"532\" height=\"399\" src=\"https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Seek-the-help-of-a-letting-agent-to-rent-a-house.jpg\" alt=\"Seek the help of a letting agent to rent a house\" class=\"wp-image-900\" srcset=\"https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Seek-the-help-of-a-letting-agent-to-rent-a-house.jpg 532w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Seek-the-help-of-a-letting-agent-to-rent-a-house-300x225.jpg 300w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Seek-the-help-of-a-letting-agent-to-rent-a-house-80x60.jpg 80w, https:\/\/www.drafty.co.uk\/blog\/wp-content\/uploads\/2023\/07\/Seek-the-help-of-a-letting-agent-to-rent-a-house-265x198.jpg 265w\" sizes=\"auto, (max-width: 532px) 100vw, 532px\" \/><\/figure>\n\n\n\n<p>Letting agents are professionals who specialise in connecting tenants with landlords. They have extensive rental market knowledge and can be a valuable resource, especially if you have bad credit.<\/p>\n\n\n\n<p>Letting agents can guide you towards properties more likely to be open to tenants with credit challenges and can negotiate on your behalf.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_consider_a_private_landlord\"><\/span><strong>9. Consider a private landlord<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Private landlords are sometimes more open to renting to tenants with bad credit than larger property management companies. They may be more willing to consider your circumstances and evaluate other factors beyond your <strong><a href=\"https:\/\/www.drafty.co.uk\/blog\/credit-score\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit score<\/a><\/strong>.<\/p>\n\n\n\n<p>Look out for rental listings from private landlords or explore local classified ads to find potential opportunities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_improve_your_credit\"><\/span><strong>10. Improve your credit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>While it may not be an immediate solution, improving your credit can significantly enhance your chances of renting a house. Avoid missed payments, reduce unpaid debts, and resolve any disputes or errors on your credit report.<\/p>\n\n\n\n<p>Over time, as your credit file improves, you&#8217;ll have more options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_be_prepared_for_higher_costs\"><\/span><strong>11. Be prepared for higher costs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In some cases, landlords may charge higher rent or additional fees for tenants with bad credit. This is how they mitigate the perceived risk of renting to someone with a less-than-ideal credit history.<\/p>\n\n\n\n<p>Review the terms and conditions before committing to a rental property, including any potential financial implications.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"to_sum_up\"><\/span><strong>To sum up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Finding a rental home with bad credit might take more effort and persistence, but it&#8217;s possible. Don&#8217;t let your credit score define you or dampen your dreams.<\/p>\n\n\n\n<p>With the right approach, honesty, and a sprinkle of resourcefulness, you can find that perfect house to call home. You can check out the credit solutions from <a href=\"https:\/\/www.drafty.co.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Drafty<\/strong><\/a> for more inspiration.<\/p>\n\n\n\n<p>Happy house hunting!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"faqs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1689841843888\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"what_credit_score_is_needed_to_rent_a_house_uk\"><\/span><strong>What credit score is needed to rent a house UK?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p><strong>Generally, you need to maintain a credit score of at least 620 if you wish to rent a house in the UK.<\/strong> While there is no minimum credit score, anything lower than that and you should consider applying with a co-signer.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689842013923\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"do_uk_landlords_check_credit_scores\"><\/span><strong>Do UK landlords check credit scores?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p><strong>Yes, letting agents and some landlords might check your credit scores. <\/strong>But don&#8217;t worry &#8211; credit checks can only be done with your permission.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689842021859\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"can_you_rent_with_a_credit_score_of_500\"><\/span><strong>Can you rent with a credit score of 500?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p><strong>Having a credit score below 620 is not ideal.<\/strong> But, if you do find yourself in this situation, you will need to compensate in other ways. Applying jointly with someone else who has a stronger credit background can help.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><strong>Disclaimer:<\/strong> We are not providing financial advice. These are just tips for informational purposes. Also, we are not affiliated to any of the external parties linked, they are provided for reference only.<\/p>\n\n\n\n<p><strong>Related Guides:<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.drafty.co.uk\/blog\/how-to-retire-early-with-little-money-uk\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>How To Retire Early with Little Money In The UK<\/strong><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.drafty.co.uk\/blog\/why-is-the-cost-of-living-so-high-in-uk\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Why Is The Cost Of Living So High in UK<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you worried that bad credit could lower your chances of renting a house? While a poor credit score may present challenges, it does not necessarily mean that you cannot rent a house. In this article, we will explore various strategies and alternatives that can help you secure a rental property, even with bad credit. [&hellip;]<\/p>\n","protected":false},"author":47,"featured_media":901,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":{"0":"post-896","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-research"},"_links":{"self":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts\/896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=896"}],"version-history":[{"count":3,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts\/896\/revisions"}],"predecessor-version":[{"id":1134,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/posts\/896\/revisions\/1134"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/media\/901"}],"wp:attachment":[{"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.drafty.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}