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Why is my application status 'pending'?

What does it mean when your Drafty application status is 'pending'? Find out here

If you've applied and your status is "pending", this is because we need some more information to complete your account set-up. If this is the case, we've probably tried to contact you about it, so please call us on 0203 365 0135# or email us at

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Drafty is a credit line with a Representative 89.7% APR, and a maximum APR of 91.2%. If you draw £50 against your credit line at 89.7% APR, it would be paid off in 6 months for a total of £60. There are no additional fees. There is no minimum repayment period and no maximum repayment period as long as you continue to repay the minimum payment amount. We don't offer fixed loans under 60 days.