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Credit approval decisions are based on a number of factors. To decide how much you can borrow, we use a sophisticated credit scoring system and affordability analysis to assess your ability to repay in a sustainable manner. It's all part of our process of evaluating whether or not you we think you will be able to comfortably repay what you borrow. If you've demonstrated good repayment behavior in the past, you may be able to get an increase in your approved credit line.
The Drafty credit approval process is simple. You complete the Drafty credit line application, and then we'll analyse your personal situation. If you are approved for a Drafty credit line, we'll initiate the transfer process for the amount of cash you requested in the application process within 15 minutes*. You will also receive immediate access to the funds, up to your approved credit limit. All the way through the application process and once you have a credit line with us, we will work together for your success. Get started with our online application.