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How do I access more cash from my line of credit when I need it?

If you have funds available in your credit line, you can access that cash easily. Just log into your account either via our app (iOS or Android) or on the website and you can just draw from your available funds. We'll send the cash to your bank in under 90 seconds*.

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Representative 89.7% APR

Drafty is a credit line with a Representative 89.7% APR, and a maximum APR of 91.2%. If you draw £50 against your credit line at 89.7% APR, it would be paid off in 6 months for a total of £60. There are no additional fees. There is no minimum repayment period and no maximum repayment period as long as you continue to repay the minimum payment amount. We don't offer fixed loans under 60 days.