Please refer to our Cookie Policy for important information on the use of cookies. By continuing to use this website, you agree to this.  

HOW OUR COSTS
COMPARE TO UNARRANGED
OVERDRAFT FEES.^
The cost of borrowing £100
for 28 days
overdraft comparison graph
Accurate as of 09/07/2016.
Ratings and recommendation rate
aggregated by which.co.uk
OUR SIMPLE 3 STEP PROCESS

Apply.

We’ll make an instant decision
if you qualify.

Set a Credit Limit

Get a credit line up to £3000 that
you can draw against as needed.

Get Cash

We’ll start the money transfer
within 15 minutes.*

OUR CUSTOMERS LOVE US

4.7 Out of 5 stars from 241 reviews
Read more

“ I needed cash 2 weeks before pay day. I had nowhere else to turn, I was going Pawn my Guitar in Cash Converters; but then decided to do an online search. Drafty Seemed to be the best option from reviews and such. I thought I'd give them a go. Even though I was reluctant to give my bank details at first, I'm glad I did as they have sent me £150 which will only cost me £20 interest over 4 months! Thank you! ”

-Simon, 11/10/16

“ Wow… so quick and efficient. Love the credit line idea, so much better to control. ”

-Howard, 5/10/16

“ I read all FAQ's before I continued with your application. Everything is really straight forward & makes sense. Really great company thank you. ”

-Lau, 30/9/16
Access up to
£3000 today!
Representative
89.7% APR
Drafty is a credit line with a Representative 89.7% APR, and a maximum APR of 91.2%. If you draw £50 against your credit line at 89.7% APR, it would be paid off in 6 months for a total of £60. There are no additional fees. There is no minimum repayment period and no maximum repayment period as long as you continue to repay the minimum payment amount. We don't offer fixed loans under 60 days.
CALL

0203 365 0135#

Short Term Loans  | Bad Credit Loans  | Same Day Loans  | Quick Online Loans  | Safetynet Credit  | 118 118 Money  | Vanquis Credit Card  | Aqua Card  | Amigo Loans  | Overdraft Comparison
Personal Line of Credit - Drafty - 4.7 stars out of 5 based on 2366 reviews  consolidated by Google from Trustpilot.com and Reviews.co.uk.
5 stars - " Very fast and easy to use."

*Subject to credit line approval, you will receive cash through our Express Cash Transfer option for free if supported by your bank. We can initiate the transfer process of funds into your account within 15 minutes after final approval of your credit line subject to an assessment of affordability and credit worthiness. The time that it takes for cash to appear in your account will depend on your bank's policies and procedures.

#Call charges apply. Standard charges from BT landlines, mobiles and other providers may vary.

Responsible Lending: Carefully consider whether a credit line is right for your individual financial situation. Borrowing of this type is an expensive form of credit that may be appropriate for short term financial needs but which is not appropriate for longer term borrowing or if you are in financial difficulty. All credit line applications are subject to status, terms and conditions and to satisfactory passage of checks on credit worthiness and affordability.

Drafty is a trading name of GAIN Credit LLC

Contact Address: Wisteria Grange Barn, Pikes End, Pinner, London, United Kingdom, HA5 2EX, E-mail: info@drafty.co.uk | Registered Address: 251 Little Falls Drive, Wilmington, DE 19808, USA.| Registered in the State of Delaware,USA | Registration Number: 4124111 | Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378