Here are some of the perks
you can always count on:
We've mentioned this once or twice, but it's worth repeating. We charge ZERO fees. Daily interest is 0.18% on the amount of cash you draw, but you can even repay that back early to save.
We set up affordable monthly payments, based on how much you draw. You're welcome to pay only the minimum amount so you have more time to pay back. It's your choice how much you pay, and we'll send you a monthly reminder to make sure you don't lose track.
If you want to pay more during any month, just login to your account and make an extra payment. Or make additional payments each month and pay off the amount you owe. It's up to you. You get to SAVE more in reduced interest and pay off your credit line sooner, which may help your overall credit.
We understand that life happens. It can be stressful when you realise you can't make your next payment -- we get it and want to help! If you know you won't be able to make an upcoming payment, reach out. We'll figure out a plan that works for you.